I've read the majority of the firmware posts and nobody has mentioned this as far as I can see; I'm in the UK (on T-Mobile) and my firmware is V12.0.013.
I've tried using the 'Nokia Software Updater' as well as going on Nokia's website, typing in the N95 product code (0546659) from under the battery, for information regarding the latest software, and both tell me I have the latest firmware.
I know this is going to be down to me being an idiot, but could anyone let me know what I'm doing wrong? Is it just down to Nokia UK not being quite as up to date as everywhere else?